EFES Oncocare is an innovative insurance product designed specifically for the coverage of cancer and other oncological conditions. Developed in partnership with the globally renowned Swiss Re reinsurance company and the American firm Mediguide, which specializes in providing medical second opinions, EFES Oncocare offers comprehensive protection and expert guidance for those facing oncological challenges.
What problems does it solve?
Possibility of earlier detection of the disease,
Instant availability of financial means in case of diagnosis,
Flexibility in managing financial resources: use for treatment, surgery, therapy, or any other necessary purpose,
Assurance of protection against the second most common cause of death in Armenia, giving You peace of mind.
Compensation
Maximum limit of compensation is up to You: from 4 mln AMD to 30 mln AMD.
In the case of a diagnosis of oncological diseases, a one-time payment is provided:
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All types of invasive cancer - 100% compensation
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Pre-invasive cancer – 10% compensation
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Benign tumor in the brain and spinal cord – 100% compensation
Who Can Benefit?
Coverage is available for individuals from 0 to 80 years old, with children up to 21 years automatically included under their parent's policy.
Life is wonderful
Coverage Area
The insurance is valid Worldwide.
Insurance Payment
Insurance premium depends on your age and the selected compensation limit.
A few examples of monthly insurance premiums:
Calculate your insurance premium based on the preferred compensation amount
Payment
What is the term of the contract?
The Contract is concluded for one year term and can have a condition of automatically renewing for 5 years. 6 month waiting period is applied for the 1st year․
Medical Second Opinion
The consequences of misdiagnosis or incorrect treatment can be severe, impacting the quality of life and potentially leading to disability or even death. Additionally, these situations may entail unnecessary and costly surgeries. With this coverage, the insured person will have the opportunity to receive opinions from specialists at leading clinics. For confirmed diagnoses within the Republic of Armenia.
Medical second opinion
Fewer health complications arise, leading to better health outcomes.
The recovery period is quicker, allowing for a faster return to work and family.
Certain complex and costly surgeries and/or interventions are avoided.
Medical insurance reimbursements decrease, and additional expenses are reduced.
In 2022, for 91.43% of cases assessed by Mediguide, there was a change in diagnosis in 3.20% of cases, while 88.23% saw a change in the treatment plan.
How Insurance contract is concluded
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Passports of the insured and insured persons
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Social security cards
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Phone number
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Email address
Insurance contract can be purchased
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In-Person: Visit our office.
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Via appointment: Call 010 700 800 to schedule a meeting at a location convenient for you.
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Online: online.efes.am
